Auto Insurance

AUTO INSURANCE IN CHARLESTON, SC

Protect Your Car, Your Wallet, and Your Peace of Mind

Auto insurance isn’t just a requirement in South Carolina — it’s essential protection for your finances, your passengers, and your future. At the Rhonda P. Myers Insurance Agency, we help you get the right coverage at the right price, without the confusion or guesswork.

We make auto insurance simple, affordable, and stress-free.

Why Drivers Across the Lowcountry Choose Us

Because we don’t just give you a price — we make sure you’re protected.

With our agency, you get:

  • Personalized coverage (not generic online quotes)

  • Local experts who understand Charleston traffic & risks

  • Guidance on state requirements

  • Help finding every discount you qualify for

  • Support during claims — we don’t leave you on your own

What Does Auto Insurance Cover?

We help you understand exactly what you’re paying for — so there are no surprises.

Core Coverages:

  • Liability – Covers injuries or damage you cause to others

  • Collision – Pays for damage to your car from accidents

  • Comprehensive – Covers theft, weather, flooding, animals, vandalism

  • Uninsured/Underinsured Motorist – Protects you if the other driver isn’t properly insured

    (very common in SC)

  • Medical Payments – Helps with injuries for you and your passengers

Included Benefits That Give You More Protection

24/7 ROADSIDE ASSISTANCE

Car trouble happens — but with Allstate Roadside Assistance, you’re never stranded.

You get:

  • Towing

  • Jump starts

  • Flat tire changes

  • Lockout service

  • Fuel delivery

Whether you're in Charleston or on the highway, one call gets you help fast.

SAVE MONEY WITH ALLSTATE DRIVEWISE®

Want lower insurance rates just for driving safely?

With the Allstate Drivewise® mobile app, you can earn automatic discounts based on your driving habits.

You can:

  • Track safe driving in real time

  • Earn lower premiums at renewal

  • Get cash-back rewards

  • Receive helpful safety insights

Good drivers deserve better rates — Drivewise® makes it happen.

🌧 Charleston & Lowcountry Driving Risks (We Understand Them All)

Living here means facing unique challenges:

  • Heavy tourist traffic

  • Flooded roads after storms

  • High number of uninsured drivers in SC

  • Bridge and interstate congestion

  • Hurricanes and fallen debris

We build policies specific to Lowcountry life — because we live here too.

How to Save on Auto Insurance

We help you find every available discount, including:

Living here means facing unique challenges:

  • Safe driver (Drivewise® boosts this even more)

  • Multi-car

  • Bundling home + auto

  • Good student

  • Paperless & autopay

  • Vehicle safety features

  • Early renewal

  • Loyalty rewards

Most clients save the most when they bundle home and auto.

Got a Teen Driver or New Driver?

We make it easier — and more affordable — to insure young drivers.

We’ll help you:

  • Add them the right way (to avoid spikes)

  • Use safe-driving apps like Drivewise® for discounts

  • Apply good student savings

  • Set up monitoring & coaching tools

You teach them to drive — we help protect them on the road.

Need to File a Claim?

You’re not alone.

Call us first. We’ll walk you through everything.

Most big companies make you deal with call centers.

We stay by your side until it’s resolved.

That’s the difference with a local agent who cares.

What Our Clients Are Saying

Michael helped us bundle our home and auto and saved us hundreds. When our daughter had her first fender bender, Rhonda handled the entire claims process. Best service ever.

Why Local Matters More Than Ever

National 1-800 Numbers

Long hold times

Generic policies

No guidance

You’re on your own during claims

Out-of-state reps

Our Local Agency

We answer the phone

Customized coverage

Licensed experts

We advocate for you

Charleston locals

You deserve personal attention — not a call center.

Ready for a Safer, Smarter Auto Policy?

Let’s make sure you’re covered properly — at a price you’ll feel good about.

Ready for a Safer, Smarter Auto Policy?

Check out our Auto Insurance FAQs or just give us a call — we’re happy to help.

© 2025
Rhonda P Myers: Allstate Insurance. All rights reserved